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Posted by / 26-Aug-2019 01:05

Consolidating student loans before 7 1

Your school also may require you to complete a Direct PLUS Loan Request. Parents completing an electronic PLUS MPN or applying for a PLUS loan must use their own FSA ID and not their child's FSA ID. Once either of these courses of action have been completed you're also required to complete PLUS Credit Counseling on our secure Student Web site.You can complete both the MPN and apply for a PLUS loan at this site. Contact the school's financial aid office as soon as possible to let them know whether you plan to pursue a Direct PLUS Loan by obtaining an endorser or submitting documentation of extenuating circumstances.You may be able to borrow under this one MPN for all academic years of graduate/professional study.If you're a parent whose child is attending a school that is authorized and chooses to make multiple loans under the same MPN for more than one academic year, you may be required to sign only one MPN for all of your Direct PLUS Loans.

There are two types of MPNs in the Direct Loan Program: one for Direct Subsidized/Unsubsidized Loans and one for Direct PLUS Loans.If you're an undergraduate or a graduate/professional student attending a school that is authorized and chooses to make multiple loans under the same MPN for more than one academic year, you may be required to sign only one MPN for all of your Direct Subsidized Loans and Direct Unsubsidized Loans.If you enroll in college as a freshman and borrow under the Direct Loan Program for all years of study, you may be able to borrow under this one MPN for all academic years.You're also required to complete PLUS Credit Counseling on our secure Student Web site. After you submit your request to document extenuating circumstances, Student Loan Support Center will contact you.Once all documentation has been received, a determination will be made and provided to you within 7-10 business days.

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If you do not want to receive more than one federal student loan under the same MPN, you must notify your school or your loan servicer in writing each academic year. Direct PLUS Loans are loans available to parents of dependent undergraduate students to help pay for educational expenses up to the cost of attendance minus all other financial assistance. Parents completing an electronic PLUS MPN or applying for a PLUS loan must use their own FSA ID, and not their child's FSA ID.

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