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Posted by / 05-Nov-2019 12:49

Dating a guy with bad credit

Paillant, who attends graduate school in Miami, asks potential suitors their credit scores by the fourth date.While some may call her snooty for checking someone’s FICO number before becoming Facebook official, she’s been focused on her finances since she was 16 years old and has a credit score above 800.“It’s easier to plan since we’re both on the same page,” says Amanda, 35. Here it goes internet: I don't have a credit score. Because I don't have credit cards and have never had debt.Bronx resident Equana Cobb was on a date last year when the guy started talking about buying a car and other big-ticket items, only to find out later that he still lived with his mom.“I had to ask him about his credit score,” says Cobb, a 32-year-old graduate student.Some people inquire about a potential mate’s age or how many previous partners they’ve had. Some 42% of adults say knowing someone’s credit score would affect their willingness to date that person, according to a recent survey of 1,000 adults by personal finance website Women were nearly three times as likely to consider credit score a major influence on a potential partner compared to men (20% versus 7%).Younger daters are not as concerned about these three digits: 45% of older millennials, defined here as those aged 27 to 36, said that knowing someone’s credit score would only have a minor impact on their desire to date.

“I need a man who has his life together and can pay his bills,” the 22-year-old Canarsie, Brooklyn, resident tells The Post.

That’s how Philadelphia couple Amanda and Devon Buchanan met in 2014.

After both were burned by former flames with bad financial histories, they signed up for Credit Score, which matches users based on their credit history.

“It tells the person’s level of fiscal responsibility and how they’ve handled past obligations.

A person with a high credit score shows they’re trustworthy, responsible and reliable with their finances.” Cobb, whose credit score is in the high 600s, agrees.

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